Step 1: Heat oven to 350 degrees F.
Step 2: Combine flour, brown sugar and butter in large bowl. Beat at low speed until mixture resembles coarse crumbs.
Step 3: Stir in pecans or chocolate chips.
Step 4: Reserve 3/4 cup crumb mixture. Set aside.
Step 5: Press remaining crumb mixture onto bottom of ungreased 8 inch square baking pan. Bake for 12-15 minutes, or until lightly browned.
Step 6: Meanwhile, beat cream cheese and melted chocolate in mixer bowl for 4 minutes. Spread filling over hot, partially baked crust.
Step 7: Sprinkle with reserved crumb mixture and press lightly into filling.
Step 8: Continue baking for 30-40 minutes, or until filling is set.
Step 9: Cool completely, or refrigerate before cutting into bars. Store refrigerated.
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