Step 1: Preheat oven to 350 degrees Fahrenheit.
Step 2: Pam spray a 13 x 9 casserole
Step 3: In a small bowl
Step 4: Combine the ketchup, brown sugar, and mustard. Place to the side.
Step 5: This will be used later as the topping.
Step 6: In a large bowl
Step 7: Combine the eggs, crushed Ritz crackers, cheese, milk, onion, bell pepper, salt and black pepper.
Step 8: Mix well.
Step 9: Add in the ground beef.
Step 10: Mix well just to combine.
Step 11: Do not over mix.
Step 12: Place inside a casserole and form loaf
Step 13: Bake for 30 minutes.
Step 14: Remove from the oven and spread the topping over the meatloaf.
Step 15: Bake for an additional 40 minutes .
Step 16: Let it cool for 15 minutes tented with foil before serving.
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