Step 1: In a bowl, combine the cooked rice, lime juice and cilantro and salt.
Step 2: In a small saucepan, combine the beans, cumin, garlic powder and onion powder.
Step 3: Season to taste with salt and pepper.
Step 4: Bring to a simmer and let cook for 5 minutes.
Step 5: Divide rice between 4 bowls.
Step 6: Add 1/4 cup beans to each bowl
Step 7: Divide the remaining toppings among the bowls.
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