Step 1: Mix together flour and sugar; cut butter into this, using pastry blender until butter is in small pea size pieces (reserve 1 cup of this flour mixture and set aside).
Step 2: Into remaining flour/ butter mixture, measure baking powder, soda, salt, cinnamon, nutmeg and cloves; mix well.
Step 3: Add buttermilk and mix well again (batter will be thin, like water).
Step 4: Pour into greased, 9x9 baking pan.
Step 5: Sprinkle the reserved 1 cup flour/butter mixture on top.
Step 6: Sprinkle chocolate chips and pecans over all.
Step 7: Bake 350 degrees F for 30 minutes.
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