Step 1: I put this on a 12" round platter but any dish is fine.
Step 2: Put cream cheese in a bowl and beat with mixer; slowly add the taco sauce and beat well; spread this on a platter.
Step 3: Make even layers of the following: lettuce, diced tomatoes, green pepper, onion, black and green olives nicely arranged; lastly the cheddar cheese all over the top (my photo does not have the cheese because I was out but by the time we ate it, I had gone to the store and gotten some (smile).
Step 4: Use corn chips or tortilla chips for scooping up the platter.
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