Step 1: Mix refried beans and salsa, and spread on jellyroll pan or similar size pan.
Step 2: Beat avocados, lemon juice, and garlic powder into a sauce. Spread over the refried beans. (This avocado sauce is optional- it's just as good without it).
Step 3: Stir sour cream well and spread over bean or avocado dip.
Step 4: Spread chopped green onions, sliced olives, and chopped tomatoes evenly over sour cream.
Step 5: Sprinkle cheese over top.
Step 6: Keep in refrigerator until about an hour before use.
Step 7: Take out to warm up a little for easier dipping.
Step 8: Serve with corn chips or nacho chips.
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