Step 1: Combine the graham cracker crumbs and butter in a small bowl.
Step 2: Press crust mixture into an ungreased 13-in. x 9-in. baking pan.
Step 3: Combine condensed milk and coconut; carefully spread over crust.
Step 4: Bake at 350° for 18-20 minutes or until lightly browned.
Step 5: In a microwave, melt the chocolate chips and peanut butter; stir until smooth; be careful not to scorch (check frequently).
Step 6: Spread chocolate over warm bars and sprinkle with almonds.
Step 7: Chill for 1 hour before cutting.
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