Step 1: Preheat broiler. Grease an 8 inch glass baking dish. In bowl using wooden spoon, stir cream cheese until soft. Stir in sour cream, jalapenos and 1 chopped green onion. With a whisk, beat until smooth.
Step 2: Spread evenly over bottom of baking dish. Dollop refried beans evenly over surface; spread evenly with back of spoon. Sprinkle with bell pepper, then shredded old cheddar cheese.
Step 3: Place baking dish in top third of oven. Broil for 4 to 6 minutes or until golden and bubbly. Top with remaining green onion. Serve immediately with tortilla chips and salsa.
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