Step 1: Drizzle oil in a large pot; add ground beef and onions and brown.
Step 2: Drain.
Step 3: Add remaining ingredients except for beans.
Step 4: Bring to a boil on medium-high and reduce heat to medium-low.
Step 5: Allow to simmer about 30 minutes, stirring occasionally so the sauce won’t stick.
Step 6: Add Beans and simmer for another 15 minutes.
Step 7: Serve with shredded mozzarella cheese and tortilla chips.
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