Step 1: Preheat oven to 375 degrees F.
Step 2: In small mixing bowl, mix Bisquick, water, and refried beans together.
Step 3: Spread in 9"x9" Pam sprayed baking dish.
Step 4: Fry ground beef and onions until brown and season lightly.
Step 5: Drain off any grease.
Step 6: Mix in taco sauce.
Step 7: Pour over "crust" mix.
Step 8: Sprinkle with cheese.
Step 9: Cover with Pam sprayed foil.
Step 10: Bake at 375 degrees F for 30 minutes.
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