Step 1: Heat oven to 400° Fahrenheit.
Step 2: Cook the chorizo and onion on the stovetop on medium heat, stirring occasionally. Cook until the chorizo is browned. Drain.
Step 3: Place the refried beans and the salsa into a small pan and cook on medium- high heat. Stir often, till hot.
Step 4: Line a baking sheet with aluminum foil. Put a single layer of chips on the baking sheet.
Step 5: Top with the chorizo mixture, then the bean mixture, then the cheese.
Step 6: Put the baking sheet in the oven. Bake till the cheese is melted and is starting to brown in places.
Step 7: Remove from oven. Add the remaining ingredients. Top it all with hot sauce, if desired.
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