Step 1: Heat the oil in a large heavy-based pan over medium-high heat and add onion and celery, and cook, stirring, for 1-2 minutes and then add mince and cook, breaking up any large pieces with a wooden spoon, for 4 minutes and now add the spice mix and cumin and season well.
Step 2: Stir in lentils and tomato and add 180ml (3/4 cup) water and bring mixture to the boil and then reduce heat and simmer, uncovered, for 10 minutes or until the lentils are cooked and mixture has thickened.
Step 3: Stir through the capsicum and beans, and cook for 1-2 minutes and then stir through half the coriander and half the chilli.
Step 4: Divide chilli con carne among serving bowls and scatter with the remaining coriander and chilli and serve with yoghurt, if using.
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