Step 1: Add beans and crushed red pepper to water. Bring to a boil, boil 2 minutes, cover, then remove from heat and let stand 1 hour.
Step 2: Drain beans and save 2/3 cup of the liquid.
Step 3: Sprinkle beans with chili powder and garlic powder.
Step 4: Add reserved liquid.
Step 5: Sauté onions, celery, and red bell pepper in hot olive oil until onions just start to brown, about 3 minutes.
Step 6: Add beans, olives, and ½ of the cheese to the vegetables and mix well.
Step 7: Pour into 3-quart casserole.
Step 8: Sprinkle remaining cheese over beans.
Step 9: Bake covered at 375' F. until bubbly, about 30 minutes.
Step 10: Serve over rice (optional).
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