Step 1: Place beans in a large pot.
Step 2: Cover with water.
Step 3: Bring water to a boil, turn off heat, and let stand 1 hour.
Step 4: Drain.
Step 5: Cover beans with fresh water.
Step 6: Bring to a boil, reduce heat to low, and cook for 1 hour.
Step 7: Drain.
Step 8: Heat oil in a large pot.
Step 9: Brown beef and onions.
Step 10: Add beans, salt, pepper, cinnamon, bay leaf and 1 cup of broth.
Step 11: Cover and cook over low heat 1 1/2 hours.
Step 12: Stir in rice, tomatoes and remaining broth.
Step 13: Cook 25 minutes longer, or until meat and beans are tender.
Step 14: Remove bay leaf before serving.
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