Step 1: In a large bowl, beat cream cheese until fluffy. Beat in condensed milk, pudding mix, cold milk and vanilla until smooth. Fold in 1/2 of the Cool Whip.
Step 2: Line the bottom of a 9x13 inch dish with vanilla wafers.
Step 3: Arrange sliced bananas evenly over wafers. Spread with pudding mixture.
Step 4: Top with remaining whipped topping. Chill 2 hours.
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