Step 1: Spread an even layer of refried beans on a serving platter.
Step 2: Combine sour cream, cream cheese and taco seasoning, mix thoroughly.
Step 3: Then spread sour cream mix over top of refried beans.
Step 4: Top a layer of lettuce, then cheese, then diced tomatoes.
Step 5: Sprinkle top with sliced olives and green onions.
Step 6: Serve with warmed tortilla chips.
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