Step 1: Heat milk and honey together until honey is dissolved, then stir in the butter.
Step 2: When the milk-butter mixture is somewhat cooled, beat in the eggs.
Step 3: Sift together the flours, baking powder & salt (or simply mix them if using pre-sifted flour); add wheat germ.
Step 4: Gradually stir the dry mixture into the liquid.
Step 5: Stir in nuts (if desired).
Step 6: Turn into 9 X 5-inch loaf pan (I use a Corningware one).
Step 7: Bake at 325°F about 1 hour.
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